Qualifications vary by account. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts,debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: Rewards vary by account. Depending on what Kasasa account you open, you will receive one of the following rewards when you meet your account’s qualifications during a Monthly Qualification Cycle: (1) Interest on your checking balances (Kasasa Cash) (2) Cash back on debit card purchases (Kasasa Cash Back), (3) Reimbursements for iTunes, Amazon.com & Google Play purchases (Kasasa Tunes). When your Kasasa account qualifications are not met, only non-qualifying interest is earned in the interest bearing accounts and all other reward distributions are not made. Rewards will be credited to your Kasasa account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $100.00 minimum deposit is required to open the account. Monthly receipt of electronic statements is a condition of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements) and logons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.[Member FDIC. iTunes is a registered trademark of Apple, Inc. Amazon.com is a registered trademark of Amazon.com Inc.. Google Play is a registered trademark of Google Inc. Apple Inc., Amazon.com and Google is/are not participants in or sponsors of this program. Kasasa is a trademark of Kasasa, Ltd., registered in the U.S.A. APY = Annual Percentage Yield **55,000+ surcharge-FREE ATM network locations — additional fees may apply when accessing non-network ATMs. If a replacement card is requested a fee may apply.

Qualification Information: There are two qualifications of this account in order to receive the rewards: agree to receive e-statements once enrolled in on-line banking, and to make at least 15 debit card pin or signature based transactions during the qualification cycle. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. Monthly Qualification Cycle means a period beginning (1) one day prior to the first day of the current statement cycle through (1) one business day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, you will receive 3.5% cash back on up to a total of $300.00 pin or signature based debit card purchases that post and settle to the account during the cycle period. A maximum of $10.50 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to but not exceeding 5 dollars for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. If you believe you have not been reimbursed the correct amount of ATM fees you must contact us within sixty (60) calendar days after the Statement Cycle where the reimbursement was applicable in order to receive a refund. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, qualifications, limits, timeframes, enrollments, and other requirements apply. A minimum deposit of $100.00 is required to open the account, however there is no minimum balance required in the account. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A